Solutions that turn business ambition into reality

Our solutions

Turn your business ambition into reality with our solutions that simplify complexity, removing legacy system barriers and safely holding client funds.

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Payments, Clearing & Settlement 

Safe, fast, transformative payments with access to all UK clearing systems and payment schemes.

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Corporate & Commercial Banking

Friction-free, service-focused and always secure to give business exactly what they need.

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Embedded Banking

Integrate banking products into your own branded proposition, without the need to become a bank.

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Deposits-as-a-Service

Unlike other banks, we don’t loan, lend or leverage our clients’ deposits. Money thats 100% liquid and available upon demand.

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Peace of mind with FSCS protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.

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Payments

Real-time access to payment infrastructure and interbank networks though API or Online Banking

Send and receive up to £1m per transaction in near real-time 24/7/365, supporting immediate, standing-order and future-data payments.

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Process Direct Debit and Direct Credit payments up to £20m via Bacs, with funds settling on a 3-working-day cycle (Monday to Friday).

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See API documentation

Send and receive unlimited value transactions in near real-time with same-working day settlement.

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Payments, Clearing and Settlement

Our Products

Competitive interest rates and safer banking through a robust financial infrastructure, giving you the foundations to better serve the ambitions of your business. Fast, secure and flexible.

Virtual accounts are sub-accounts to a physical bank account (the Header Account), maintained in the Bank’s ledger.

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Designed for clients to hold funds on behalf of and for the benefit of its customers under trust arrangements.

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Designed to segregate your customer funds from your operational funds.

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Built for CASS-regulated firms, these accounts help you meet requirements to keep client money separate from operational funds under FCA CASS 7 rules and MiFID.

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Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Eligible deposits covered by FSCS protection.

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Ensure compliance with FCA Safeguarding requirements through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

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