Solutions that turn business ambition into reality

Our solutions

Turn your business ambition into reality with our solutions that simplify complexity, removing legacy system barriers and safely holding client funds.

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Payments, Clearing & Settlement 

Safe, fast, transformative payments with access to all UK clearing systems and payment schemes.

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Corporate & Commercial Banking

Friction-free, service-focused and always secure to give business exactly what they need.

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Embedded Banking

Integrate banking products into your own branded proposition, without the need to become a bank.

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Deposits-as-a-Service

Unlike other banks, we don’t loan, lend or leverage our clients’ deposits. Money thats 100% liquid and available upon demand.

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Built on security. Made for agility. Focused on service.

Faster payments, real-time access to payment infrastructure and safer deposits with the Bank of England. Welcome to the future of banking.

Why Bank of London

Peace of mind with FSCS protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.

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The future of banking

Real-time access to payment infrastructure and interbank networks though API or Online Banking

Clear up to £1m per transaction in real-time with instant payments 24/7/365, supporting immediate or forward-dated payments via Online Banking or Payments API.

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Clear up to £20m in Direct Debit and Direct Credit transactions, with a 3-day settlement Monday to Friday, initiated via Payments API or online banking.

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Clear high-value transactions in real-time with same-day settlement, Monday to Friday, via Online Banking or Payments API.

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See API documentation

Our Products

Competitive interest rates and safer banking through a robust financial infrastructure, giving you the foundations to better serve the ambitions of your business. Fast, secure and flexible.

‍Client money accounts
Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Eligible deposits covered by FSCS protection.

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Safeguarding accounts
Ensure compliance with FCA Safeguarding requirements through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

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Savings accounts‍

Earn competitive interest rates, FSCS-protected, while all deposits are held securely at the Bank of England.

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Operating accounts
Next-generation banking designed to give you full control over your operational cash flow and financial operations with agile instant access, secure transfers, and smart domestic payment options in real-time.

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Want to know more?

Get in touch to learn how we can help you build your ambition.

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