Payments, Clearing & Settlement

Payments - unrestricted

Access to all domestic Payment Schemes
Access to all UK domestic payment networks

Leverage our connectivity to Faster Payments, Bacs & CHAPS.

A security-first approach

Unlike other businesses, we don't loan, lend or leverage your funds.

Scale at speed

Launch at speed, with scalable account and transaction services for your customers.

Easy API integration

Embed banking services directly into your platform with our purpose-built API.

Multi-level virtual account hierarchies

Flexible and scalable solutions to streamline your payment processes, without the need of numerous physical accounts.

We’re a next-generation bank built on cloud native technology, so you can connect to us directly through our API. Revolutionising integration with banking services and getting you to market in days, not months.
We serve

Pricing

UK Large Business
from
£500
p/m
  • UK domiciled business
  • Turnover greater than £2m and more than 10 employees
  • Registered and current with companies house
UK Small Business
from
£250
p/m
  • UK domiciled business
  • Turnover greater than £2m and more than 10 employees
  • Registered and current with companies house
Non-UK Business
from
£250
p/m
  • Non-UK domiciled business
  • A minimum turnover of €1.75m
  • Unregulated business
UK/Non-UK Regulated Institutions

Fees depend on transaction profiles, markets served, account structures, and/or your specific requirements.

Developer Studio

Build in minutes. Launch in weeks.
Developer StudioDeveloper Studio
Our cloud-native banking API transforms integration, enabling you to connect directly, launch financial products faster, and bring innovation to market in days - not months.

Powerfully simple.

The easy way to embed and offer compliant financial products. Integrate regulated banking products into your own branded proposition, without the need to become a bank.

arrow icon
arrow icon
No items found.
Our Products
Competitive interest rates and safer banking through a robust financial infrastructure, giving you the foundations to better serve the ambitions of your business. Fast, secure and flexible.

Client money accounts
Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Eligible deposits covered by FSCS protection.

Safeguarding accounts
Ensure compliance with FCA Safeguarding requirements through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Savings accounts

Earn competitive interest rates, FSCS-protected, while all deposits are held securely at the Bank of England.

Operating accounts
Next-generation banking designed to give you full control over your operational cash flow and financial operations with agile instant access, secure transfers, and smart domestic payment options in real-time.

Connect via

Online banking portal

Access to our products, services and payments capabilities with zero code or integration.

Login now
Client API & Sandbox

Integrate directly into our technology stack to deliver a secure and scalable solution to your customers.

Learn more

The future of banking

Real-time access to payment infrastructure and interbank networks though API or Online Banking

faster payments

Clear up to £1m per transaction in real-time with instant payments 24/7/365, supporting immediate or forward-dated payments via Online Banking or Payments API.

See API documentation
Bacs

Clear up to £20m in Direct Debit and Direct Credit transactions, with a 3-day settlement Monday to Friday, initiated via Payments API or online banking.

See API documentation
CHAPS

Clear high-value transactions in real-time with same-day settlement, Monday to Friday, via Online Banking or Payments API.

See API documentation
Trusted by 5000+ clients
Our Other Solutions

Payments, Clearing & Settlement

Safe, fast, transformative payments with access to all UK clearing systems and payment schemes.

Commercial & Corporate Banking

Friction-free, service-focused and always secure to give business exactly what they need.

Embedded Banking

Embed banking services directly into your platform with our purpose-built API.

Peace of mind with FSCS protection
The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.
Want to know more?
Get in touch to learn how we can help you build your ambition.
Learn more