The future of banking
Banking that serves business ambition.
One of only six clearing banks in the UK.
Fast - We're a modern bank, so we
aren't built on outdated legacy systems.
Secure - We don't lend, invest or leverage your deposits. We hold them in the Bank of England.
Flexible - Everything tailored to your unique needs helping you follow business ambition.

Our Solutions

Our solutions simplify complexity, remove the barriers of legacy systems and protect the safety of our clients’ deposits, enabling businesses to turn ambition into reality.

01

Payments, Clearing & Settlement

Move money faster, safer, and smarter with seamless access to UK payment networks, empowering you to choose the right payment type for your business needs.

London Skyline
02

Corporate & Commercial Banking


Secure and scalable banking solutions tailored to your business’s needs, so you can focus on what’s next.

03

Embedded Banking


Integrate banking products seamlessly into your platform, unlocking new revenue streams and customer experiences without the complexity of becoming a bank.

04

Deposits-as-a-Service


Unlike traditional banks, we never lend or leverage your deposits, meaning financial security and accessibility at all times.

Think More Broadly.

We work with a vast range of clients and industries, both in the UK and internationally.

Kabayan Logo
Bicester,
United Kingdom
Waafi Logo
Birmingham,
United Kingdom
Fimple Logo
Singapore,
Republic of Singapore
Waafi Logo
Labaun,
Malaysia
Ontier Logo
London,
United Kingdom

The foundations for limitless potential

Competitive interest rates and safer banking create a financial foundation that supports business growth -now and in the future.

limitless
Deposit as a service illustration
01
04

Operating accounts


Next-generation banking designed to give you full control over your operational cash flow and financial operations with agile instant access, secure transfers, and smart domestic payment options in real-time.

Savings Accounts
02
04

Savings Accounts

Earn competitive interest rates on both your business operating funds and customer safeguarded funds, while keeping them secure at the Bank of England—ensuring your money works harder without compromising security or accessibility.

Segregated Accounts
03
04

Safeguarded Accounts

Ensure compliance with FCA Safeguarding requirements through a pooled account or with the option to utilise virtual IBAN’s per customer for enhanced reconciliation.

Embedded Accounts
04
04

Client Money Accounts

Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise VIBAN’s per customer for enhanced reconciliation. Eligible deposits covered by FSCS protection.

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Developer Studio

Build in minutes. Launch in weeks.
Developer StudioDeveloper Studio
Our cloud-native banking API transforms integration, enabling you to connect directly, launch financial products faster, and bring innovation to market in days - not months.
News and perspectives

Learn how we’re serving business ambition

Payments and The Laws of Physics

Read

The appointment of Christopher Horne as Chief Executive Officer (CEO), marking an important step in its transformational journey under new ownership led by Mangrove Capital Partners.

Read

Bank of London is pleased to announce a series of new appointments to its UK Bank Board, reflecting its ongoing commitment to strong governance, thoughtful leadership, and sustainable growth within the financial services sector. All new appointments are subject to regulatory approval.

Read

By leveraging virtual accounts, EMIs and PIs can enhance security, streamline operations, and maintain robust regulatory compliance, all while optimising their financial management processes.

Read

Recent financial crises highlight the need for banking reforms. New models like narrow banks can reduce risks by separating deposits from loans. Innovations like The Bank of London focus on safety and simplicity.

Read

TBOL® AI has been initially developed to support the bank’s Developer Studio, which gives businesses access to one of most comprehensive, modern, and flexible API offerings for embedded banking in the UK. 

Read
Want to know more?
Get in touch to learn how we can help you build your ambition.
Learn more