Foundational products that serve the needs of business

Our products

Our accounts enable you to operate with speed, safety and flexibility, and provide the foundations for you to better serve your business and clients.

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‍Client money accounts
Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Eligible deposits covered by FSCS protection.

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Safeguarding accounts
Ensure compliance with FCA Safeguarding requirements through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

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Savings accounts‍

Earn competitive interest rates, FSCS-protected, while all deposits are held securely at the Bank of England.

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Operating accounts
Next-generation banking designed to give you full control over your operational cash flow and financial operations with agile instant access, secure transfers, and smart domestic payment options in real-time.

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Built on security. Made for agility. Focused on service.

Faster payments, real-time access to payment infrastructure and safer deposits stored at the Bank of England. Modern banking for modern business.

Why Bank of London

Peace of mind with FSCS protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.

Download the factsheet

The future of banking

Real-time access to payment infrastructure and interbank networks though API or Online Banking

Clear up to £1m per transaction in real-time with instant payments 24/7/365, supporting immediate or forward-dated payments via Online Banking or Payments API.

See API documentation

Clear up to £20m in Direct Debit and Direct Credit transactions, with a 3-day settlement Monday to Friday, initiated via Payments API or online banking.

See API documentation